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Employee Benefits

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The products and services below are 
available to members only. For membership
information, please click here.




Group Long Term Disability Choices​
Protect your ability to earn a living. Choose from three plan alternatives to fit your individual needs. This protection offers you up to $10,000 per month income benefit, optional cost of living benefit and family protection, special benefits for residual disability, your choice of waiting periods and waiver of premium.
Group Short Term Disability Choices
IIARI's Short Term Disability plans protect you from loss of income during an illness or accident that lasts between one and 26 weeks and protect you against financial loss prior to the date your long term disability becomes effective. Both choices offer weekly income benefits up to $500 and special benefits for residual disability.
​Group Term Life Insurance
Three plan options offer you and your employees affordable term life insurance. You may select the employees you wish to cover. Choose from three different benefit selections:

  • ​Pays level amounts for all employees ranging from $10,000 to $100,000
  • Pays one times yearly earnings
  • Pays two times yearly earnings. Additional protection up to $500,000 and optional coverage for dependents is also available