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Credits & Approved Training Programs

​​​​Potential Credits for Insured:
  • Package Discount if GL & LL are written together.
  • 10% discount for establishment that close by 8 p.m.
  • 20% Liquor Liability discount if insured is a member of Rhode Island Hospitality Association
  • 20% Fine Dining Credit*
  • 40% Loss Free Credit*
  • 10% discount for those with 100% of managers and 75% of servers that have participated in an approved alcohol-training program
  • 50% off assault and battery if 100% of managers and 75% of servers participate in an approved security training program.
*must meet required criteria
*does not apply to minimum earned premium policy

Approved Training Programs:

Hospitality Insurance Company has a number of approved training programs to help your insured become more knowledgeable in the business of serving alcohol and provide discounts on their liquor liability policy.

Alcohol-Awareness Training
    • ​​​Health Communications, Inc. (T.I.P.S)
    • ServSafe Alcohol
    • Server Training on Premises (S.T.O.P)
    • Techniques of Alcohol Management (TAM)
    • Beverage Alcohol Training Program (BAT)
    • Rhode Island Hospitality Education Foundation


    • Security Liability Reduction Association * www.slra.us * 617-513-3525


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