Liquor Liability Coverage:
$50,000 person/$100,000 occurrence/$100,000 aggregate |
$100,000 person/$200,000 occurrence/$200,000 aggregate |
$250,000 person/$500,000 occurrence/$500,000 aggregate |
$500,000 person/$1,000,000 occurrence/$1,000,000 aggregate |
- Maximum limits of $1 million per person/$1 million per occurrence/$2 million aggregate
- Pays first dollar defense - no deductibles and unlimited reimbursement for attorney's fees.
- Audited on an annual basis - return premium or additional premium billed based on results
- Full Assault & Battery coverage is automatically included with HIC's policy up to the full policy limits - no sub-limits or deductibles. General liability A&B is available as a buyback endorsement.
- Additional Insureds can be added for $50 dollars each. There is also as option for a blanket additional insured for $250. AI's cannot be involved with serving, selling or distributing alcohol in any way.
- Temporary Event Coverage is available for one day or mulitple day events that include alcohol
- Clients who qualify for preferred liquor rates are eligible for substantially reduced premiums with additional savings for establishments that purchases package policies and/or general liability and liquor liability coverage.
- Hospitality Insurance Company will accept competitors' applications.
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