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​Liquor Liability Coverage:


Policy Limits​
​$50,000 person/$100,000 occurrence/$100,000 aggregate​​​
$100,000 person/$200,000 occurrence/$200,000 aggregate​
$250,000 person/$500,000 occurrence/$500,000 aggregate​
$500,000 person/$1,000,000 occurrence/$1,000,000 aggregate​
$1,000,000 person/$1,000,000 occurrence/$2,000,000 aggregate​
 
  • Maximum limits of $1 million per person/$1 million per occurrence/$2 million aggregate
  • Pays first dollar defense - no deductibles and unlimited reimbursement for attorney's fees.
  • Audited on an annual basis - return premium or additional premium billed based on results
  • Full Assault & Battery coverage is automatically included with HIC's policy up to the full policy limits - no sub-limits or deductibles. General liability A&B is available as a buyback endorsement.
  • Additional Insureds can be added for $50 dollars each. There is also as option for a blanket additional insured for $250.  AI's cannot be involved with serving, selling or distributing alcohol in any way.
  • Temporary Event Coverage is available for one day or mulitple day events that include alcohol
  • Clients who qualify for preferred liquor rates are eligible for substantially reduced premiums with additional savings for establishments that purchases package policies and/or general liability and liquor liability coverage.
  • Hospitality Insurance Company will accept competitors' applications.

For an application click here