Indepedent Market
Solutions
Membership Means Market Access
Independent agents need good insurance markets to grow and be competitive. IIARI knows
the more markets your agency can easily access, the better your chances of writing and
retaining business. That’s why we made market access an integral part of your association
membership with the creation of Independent Market Solutions (IMS).
IMS is jointly owned by several independent agent associations operating in 15 different
states. The IMS programs are designed to give agencies of all sizes the opportunity to gain
carrier appointments as subproducers. That means your agency can have a direct working
relationship with insurance companies, improving efficiency and allowing you to grow
your relationships with company staff. While working as an IMS subproducer, agencies are
also paid competitive commissions, enjoy 100 percent ownership of expirations, and can
participate in earned contingencies.
And, as you write more policies as a subagent, several IMS insurance markets feature the
opportunity to “graduate” to a direct appointment once the carrier’s minimum premium
threshold and performance standards are met—all at no additional cost to you.
Available Coverages in Rhode Island:
FOREMOST SIGNATURE HOME & AUTO
Programs Available: Foremost Signature: Standard and Preferred Home & Auto, Condominium Unit Owner, Personal Excess Liability Policy, Renters
PROGRESSIVE
Programs Available: Personal Auto, Motorcycle, Boat, Recreational Vehicle
PRUDENT PET
Program Available: Pet Insurance
TRAVELERS
Programs Available: Auto, Homeowners, Dwelling Fire, Specialty Lines
ATTUNE
Programs Available: Businessowners’ Policy (BOP), Workers’ Compensation (WC), Commercial Flood Insurance, Cyber Liability Insurance, General Liability, and Professional Liability.
ATTUNE
Programs Available: Businessowners’ Policy (BOP), Workers’ Compensation (WC), Commercial Flood Insurance, Cyber Liability Insurance, General Liability, and Professional Liability.
COTERIE
Programs Available: Business Owners Policy (BOP), General Liability (GL), Professional Liability (PL)
PROGRESSIVE
Program Available: Auto
RMS HOSPITALITY
Programs Available: General Liability, Liquor Liability & Assault & Battery for Hospitality, Franchise Food, General Liability, Property Plus WC
SEMSEE
IMS users now have direct access to Semsee’s technology, enabling them to quote and submit commercial business faster and more efficiently than ever before.
*Carrier appointment availability is subject to the guidelines, policies, and procedures determined by the carrier. P
Carrier appointment availability is subject to the guidelines, policies, and procedures determined by the carrier.