Hospitality Mutual Insurance Company (HMIC) is a private, mutually owned insurance company based in Massachusetts. In 2010, HMIC expanded its operations and formed Hospitality Insurance Company (HIC), which allowed them to expand the operation from Massachusetts to New Hampshire, Pennsylvania, Rhode Island, and Vermont.
In 2011, Hospitality Insurance Company appointed the Rhode Island Association of Insurance Agents (RIAIA) as an aggregator to make this market available to the members who do not qualify for a direct appointment. Participation is subject to review and approval, and also requires a signed RIAIA broker's agreement.
Liquor Stores ~ Bars ~ Restaurants
Convenience Stores ~ Caterers ~ Taverns ~ Bowling Alleys
Gentlemen's Clubs ~ Social Clubs ~ Nightclubs ~ Manufacturers
Whole Sale Distributors ~New Ventures ~ Special Events