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InsurBanc is an independent community bank that was founded by agents exclusively for agents. Organized in 2001 by the Big I" specifically to serve independent insurance agents, we have developed a distinctive culture that allows us the opportunity to work with you as a partner to help optimize growth opportunities and manage your agency efficiently. You can rely on InsurBanc for custom products designed to underwrite your success. 

Agency Financing

  • Perpetuation
  • Acquisition
  • Working Capital
  • Producer Development
  • Debt Refinancing
  • Owner-Occupied Real Estate
  • Equipment Leasing

Cash Management

InsurBanc's cash management program understand your unique seasonality and fluctuations and creates a customer package of products and services that provide the best return on your money and provide operational efficiencies.  Click here for more information. 

Educational Videos

Watch the latest videos on topics such as agency financing, cash management, trends in the industry, cyber security and other related content important to the insurance industry.


Stay up-to-date on important industry news and the latest products and services from InsurBanc.

David Tralka Discusses the Importance of Cash Flow to an Agency 
Revenue isn't always the best measure of agency value, nor should it be a principal's main concern when trying to grow or sell your agency. Smart agency owners recognize that steady and predictable cash flow is a better determinate of value. 
Robert Pettinicchi Discusses Promoting Strategies to Attract Young Workers
Robert Pettinicchi discusses the insurance industries' lack of promoting opportunities to attract young adults, and some strategies to draw them into the field. Young workers today are unaware of the benefits that a career in insurance has, one that provides flexibility and autonomy from a healthy income. So other than relying on family to perpetuate their agencies, owners should consider reaching out to a local college or starting an internship program to promote themselves to young employees.
David Tralka Shares 7 Risks to Analyze for your Agency's Safety 
InsurBanc's David Tralka recently wrote an article for The Standard, where he advices agency owners the importance of analyzing the risks of their business, and the steps to eliminate them in order for their business to remain prosperous. Often times, agencies are so focused on their clients' needs that they neglect their own, placing themselves at increased risk of a cyber attack, etc. These are seven risks you need to assess to protect your agency.
Robert Pettinicchi Discusses Why You Should Consider A Staged Internal Perpetuation
Robert Pettinicchi discusses in depth the factors to consider before selling your agency. A staged internal perpetuation is one factor to consider to keep control of the business in the family and maximize earnings. With selling, not only will you be giving up future cash flows, but also lose on a chance for a solid financial future by not widening ownership in your agency. 

Call us today at 1-866-467-2262 or visit for more information.

 Member FDIC, Equal Housing Lender, NMLS# 406399